Featured Property
Fetaured Property
Asking Price: $ 180,000
Located in Houston TX
 
 
Mailing Address
P. O. Box 680844
Houston TX 77268
(281)827-9638
 
Mondays - Fridays
9 am –5 pm central time.
 
 
 
 
 
Why buy?
If you're thinking about buying a home, you probably have a mental list of what the benefits of owning a home would bring to your life. You imagine waking up and falling asleep in your own home, decorating as you please, or maybe even getting away from the loud neighbor you hear every evening through the paper thin walls of your apartment complex. You are ready to invest your monthly housing expense, instead of giving it all to your landlord every month.
The desire to own a home has been felt by nearly all Americans. Owning a home is the American dream. So what's stopping you?

Why Now?
Interest rates are low right now, and now is the best time to buy if you ever think about owning a home, it is not as complicated as you think.

Can I afford to make mortgage payments??
Yes, you can buy a house where you can pay exactly what you pay now on rent, as mortgage payment in your own house.

What if I have bad credit?
We will work with you. Let’s take a look at it, it wont hurt to try. you will be surprised how many people thought they couldn’t buy a house, because they have bad credit, that actually could. There are different programs that will assist people with bad credit to buy a house.

How long is the process?
Normally 4-6 weeks from the time you get approved for the loan. Depending on how fast you find the house you want.

What are the Benefits of buying Vs. Renting?
Pride of Ownership - It is a great feeling to own your own home. This benefit may be enough to outweigh any disadvantage previously listed. With your own home, you feel a sense of stability and community that you probably didn't feel when you rented. This comes from the fact that you own a piece of property in a neighborhood along with others enjoying the same benefits as you.
Investment - Since you are going to have a housing expense for most of your life, it is definitely worthwhile to consider investing some of that expense in a home of your own. For those people who plan on staying in a home long enough to pay off their mortgage, owning a home is a forced savings plan.
Appreciation - If your house increases in value (becomes worth more than you paid for it) you will benefit from this appreciation. As you continue to pay your mortgage, and your home appreciates, your equity grows. When you sell your home, this equity will become dollars in your bank account. It is important to carefully choose your home so that over time you will benefit from appreciation, because it is not necessarily guaranteed.
Tax Savings - Consult your tax advisor for the specifics of any tax savings you might benefit from with owning you own home. Usually, some expenses may be tax deductible such as mortgage interest and property taxes.
This are just some of the benefits.

 
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